Workmen’s Compensation Insurance is designed to protect employers against liabilities to their employees, with regards to work related injuries and death.
Workmen’s Compensation is a sort of agreement between employees and their employer, wherein employees are provided compensation in the event of an accident in exchange by the compensation provided by your policy. This can include lost wages/salary, medical costs as well as compensation for permanent injuries.
Your liability is also covered in the case that an employee does open some form of litigation, wherein your policy cover pays additional compensation over and above the worker’s compensation benefits that the court may designate.

UAE Federal Law No. (8) of 1980 states that companies are required to pay compensation to their employees for any accident or injury at work, and hence Workmen’s Compensation is compulsory for all businesses in the UAE including those in freezones. Moreover, Workmen’s Compensation is compulsory in most countries, and businesses are required to display a certificate of insurance at all their places of work.
Additionally, accidents are inevitable in any workplace, especially if the work involves manual labour on a day-to-day basis. By taking a Workmen’s Compensation policy you are ensuring that your company and its most valuable asset, your employees, are safeguarded against accidents and their effects.

For more information on our Workmen’s Compensation cover, please don’t hesitate to get in touch.